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Personal loans tend to come in two types: secured and unsecured. Secured loans are backed by a piece of the borrower’s property as collateral, typically a vehicle or house.
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Two years of breakneck growth eventually led to an eruption of bad loans and internal turmoil. The fallout caused years of financial losses and prompted protests from some customers who insist the bank put them out of business when it changed course and abruptly pulled their funding.