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Types of bad credit personal loans Installment loans: These loans don’t have any collateral attached, but do require you to pay through amortization, which are equal monthly installments over the predetermined loan term.
Personal loans often offer slightly lower interest rates than credit cards, depending on your credit score. Rates on personal loans can be as low as 3%, all the way up to 35%, so they represent the full range of other types of borrowing, such as car loans and student loans.
Personal Loans - Express application and the highest approval rate online. It only takes 5 minutes to get personal loans for people with bad credit.
A bad credit loan is a type of personal loan offered to borrowers with weak, bad, or no credit. There are many different loans and many different types of financial institutions that offer them—banks, credit unions, and online lenders, among others.
Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.