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What is a personal loan? A personal loan is defined as money loaned to individual borrowers by banks, credit unions, or private lenders. The money can be used for just about any purpose. Personal loans are paid out in a single lump sum, and often repaid over a number of years. Personal loans can be ...

Personal Loans | Athens Federal Community Bank

Personal Loans. You have dreams — we can get you there! Athens Federal offers a variety of terms and rates to meet your financial situation — you may even qualify for a lower interest rate on your personal loan if you set up an auto payment from your Athens Federal checking account.