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What is a Personal Loan? A personal loan, also called a signature loan, is an unsecured loan, which means you can borrow money with no collateral based on your credit.From consolidating debt to financing a purchase to improving your credit, people choose personal loans because interest rates are usually lower than credit cards, which can save ...
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You can use an unsecured personal loan to consolidate debt or finance large purchases. Interest rates and terms can vary, based on your credit score and other factors.
What are Personal Loans? A personal loan is an unsecured loan that does not require any collateral down to qualify and may come with a lower interest rate than a credit card for a low-risk alternative when you need money to get yourself out of a tight financial jam or to fund a family vacation.